In this video, we’re tackling one of the biggest issues in the digital age: Identity Theft. If you’re not already operating under the assumption that your information is out there, you need to be. I’ll show you how to best protect yourself to minimize the chances of dealing with identity theft, which can be a nightmare.
What You’ll Learn:
The importance of operating as if your information is already exposed.
How to prevent new credit accounts from being opened in your name.
The value of credit monitoring and how to freeze your credit reports.
Strategies to protect your existing accounts from being taken over.
Why you should use a dedicated low-limit credit card for online purchases.
The importance of two-factor authentication (2FA) for your emails, banking, and other sensitive accounts.
Tips for creating strong, unique passwords and why you should never reuse them.
Key Highlights:
Freezing your credit reports with TransUnion, Experian, and Equifax.
Using a low-limit credit card exclusively for online purchases to minimize exposure.
Enabling 2FA on all critical accounts to prevent unauthorized access.
The dangers of password reuse and tips for creating unique passwords.
Why It Matters:
Identity theft can lead to significant financial loss and emotional stress.
By following the strategies outlined in this video, you can significantly reduce your risk and protect your personal information from being misused.
Don’t Miss:
Real-life examples of how identity theft can happen and the impact it can have.
Practical steps you can take today to enhance your security.
My personal take on the best practices for safeguarding your identity.
If you found this video helpful, please like, share, and subscribe.
Got questions about identity theft?
Drop them in the comments, and I’ll be happy to help!
CHAPTERS:
0:11-Assume your information is out there
0:45-Most common form of Identity Theft
0:54-Credit Monitoring
1:10-Freeze your Credit Reports
1:54-Other forms of ID Theft
2:30-Do this for Online Purchases
3:22-Two Factor Authentication
4:00-Summary of the three steps to take
5:00-Questions
Freeze Experian:
You can also request a security freeze on your credit file by phone at 888-EXPERIAN (888-397-3742) or by mailing a request to Experian Security Freeze, P.O. Box 9554, Allen, TX 75013. There is no fee to add or remove a freeze.
Freeze Equifax: You can manage your freeze online with your username and password after creating a myEquifax account. Here’s the link. :text=At%20Equifax%2C%20you%20can%20manage,information%20to%20verify%20your%20identity.
You can also manage your freeze by phone: call us at (888) 298-0045. You’ll be required to give certain information to verify your identity.
Freeze Transunion:
You can also add a freeze to your credit report by phone or mail. Call TransUnion at 800-916-8800. or send a written request that includes your name, address and Social Security number to:
TransUnion
P.O. Box 160
Woodlyn, PA 19094
Your request by mail should include your name, address, Social Security number and copies of two documents to verify your identity and address.
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